|Pavel's Insurance Blog
Most people think of life insurance in this way, as a replacement of income. And used this way, life insurance can help ensure financial security for your family.
What many people don't know is that life insurance can also be a financial tool for individuals and families approaching retirement, or for those already retired.
Many retired couples depend on Social Security and pension income to survive. When one spouse dies, those payments may be reduced - survivor benefits are often much lower than retiree benefits - while many of the ongoing expenses remain for the survivor. You can help protect your surviving spouse from this reduction in income with Life insurance. The death benefit can replace your missing income so a personal loss does not become a financial one as well.It's a good idea to review your life insurance needs annually - more often if significant changes or life events occur. Read more about major life events that might trigger the need to re-evaluate your life insurance coverage and the kind of life insurance that 's right for you.
If you haven't completed a Life insurance income replacement analysis,
or if any of the life factors discussed above have changed, feel free to call me. I can work with you to make sure you have the coverage you want.
GET SET: College may affect insurance coverages
GO! (but don't forget the bigger picture)
Please contact me to discuss any insurance needs you may have, or just to ask questions on how much insurance you need or want.
Your friendly Farmers agent,
Pavel Levitanus (949) 436-0740
"The new logo captures our belief that by helping customers make more informed insurance decisions, we can provide them with greater knowledge, confidence and security. And, by doing so, we can help them make the smartest insurance choices for their families," said Mike Linton, Chief Marketing Officer for Farmers Insurance. "The new logo is part of the Farmers transformation to an organization that not only serves our customers better, but also helps empower them."
The current Farmers "We Believe in Smart" advertising campaign, which is at the core of our current sales and marketing efforts, reflects and reinforces our focus and commitment to help make customers smarter about their insurance decisions. And that is my goal as well.As always, please call me with any insurance questions or needs.
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Farmers has recently expanded several of our Occupational Affinity groups, which offer excellent discounts on home and auto insurance policies.
Read about other discounts offered by Farmers Insurance and call me today for a quote!
Your friendly Farmers Agent,